{"id":1145,"date":"2020-07-31T09:17:25","date_gmt":"2020-07-31T09:17:25","guid":{"rendered":"https:\/\/sharedownershipweek.co.uk\/?post_type=stories&p=1145"},"modified":"2021-08-11T18:39:06","modified_gmt":"2021-08-11T18:39:06","slug":"shared-ownership-helps-graphic-designer-put-down-roots-in-popular-twickenham","status":"publish","type":"stories","link":"https:\/\/staging.themediapeople.co.uk\/sow2021\/stories\/shared-ownership-helps-graphic-designer-put-down-roots-in-popular-twickenham\/","title":{"rendered":"Shared ownership helps graphic designer put down roots in popular Twickenham – SO Resi"},"content":{"rendered":"\n

It\u2019s often the case that homebuyers are priced out of popular areas in London where they really want to live. Ines Stuart-Davidson, 29, was living in Twickenham with her parents and thought that high property prices would make it impossible for her to buy a home locally. This changed when her mum alerted her to the shared ownership homes at SO Resi Twickenham and, instantly impressed by their central location and modern design, she bought a 25 per cent share in a new one-bedroom apartment.<\/p>\n\n\n\n

Through shared ownership, you buy an initial share in a home which can be as little as 25 per cent but no more than 75 per cent. You just need a deposit of between five to ten per cent of the share you buy which is much lower than paying a deposit on the full price. You then take out a mortgage to cover the rest of your share and pay SO Resi a monthly payment on the share you do not own.<\/p>\n\n\n\n

Ines\nsays: \u201cI wanted to live close to my family and to Kew Gardens, where I work as\na graphic designer. Prices have rocketed in this area since my parents bought\ntheir home here 20 years ago, and I would never have been able to buy a home\noutright by myself. Lots of my friends have moved to east London where it\u2019s\ncheaper, but I never wanted to move so far away.\u201d<\/p>\n\n\n\n

Although\nInes had looked at plenty of apartments online, nothing had caught her eye\nbefore she saw SO Resi Twickenham. She says: \u201cBuilding works were still going\non when I first visited, but I felt confident in putting down a deposit straight\naway. When I walked into the finished apartment for the first time and saw how\nlight, spacious and airy it is, I knew I\u2019d made the right decision – it\u2019s the best\nplace ever!\u201d<\/p>\n\n\n\n

Ines\npaid \u00a3105,625 for a 25 per cent share in her apartment (full price \u00a3422,500).\nAlthough she only needed a five per cent deposit, she put down \u00a365,000 funded\nby her savings and gifts from her parents and grandparents. <\/p>\n\n\n\n

She\ncomments: \u201cEach month I pay around \u00a3800 in total which covers my mortgage, my payment\nto SO Resi and the service charges. Paying a larger deposit has kept my monthly\noutgoings at a level that I can afford on my salary and have money left over to\nlive on.\u201d<\/p>\n\n\n\n

Ines is also keen to buy more shares in her home. Shortly after moving in she increased her share to 26 per cent, thanks to SO Resi\u2019s Shared Ownership Plus scheme which allows her to buy an extra one per cent share of her apartment annually for 15 years; the price is fixed at the time of purchase, which saves the cost of valuation, a survey and solicitors fees which are usually required each time you buy more of your home.<\/p>\n\n\n\n

Ines comments: \u201cShared\nOwnership Plus is a very easy way to buy more shares of my home and saves a lot\nof expense and hassle \u2013 you don\u2019t really have to think about it but you\u2019re\nalways moving forward.\u201d<\/p>\n\n\n\n

\"\"\/<\/figure>\n\n\n\n

SO Resi Twickenham is the restoration of a 1960s\u2019 building\nin the heart of the town into a high-quality development of one and two-bedroom\napartments set in landscaped grounds. Residents also have access to a communal\nroof terrace.<\/p>\n\n\n\n

Ines says: \u201cI really love it\nhere. The apartment has floor-to-ceiling windows and is very light, which is  great for my plants. All the rooms are very\nspacious \u2013 at my parents\u2019 home I only had a bedroom to keep all my stuff in and\nnow I can be creative with the space and make everything just the way I want.\u201d<\/p>\n\n\n\n

SO Resi chooses great locations with excellent transport links for all its homes. Ines cycles to work when she can, but has a good choice of local services and she catches the bus in winter. Twickenham station is less than five minutes\u2019 walk away and it\u2019s a quick 20-minute train journey to Waterloo to meet friends in central London.<\/p>\n\n\n\n

Living close to the river, Kew Gardens and Richmond Park\ngives Ines plenty of opportunity to pursue her passion for photographing and\ndrawing plants.<\/p>\n\n\n\n

Ines concludes: \u201cOnce the building was completed, everything\nprogressed very quickly; I had lots of support from SO Resi and my parents\nwhich helped a lot. Shared ownership is a great way to buy and stay in your\nchosen area, I\u2019d definitely recommend it.\u201d<\/p>\n\n\n\n

All\nthe homes at SO Resi Twickenham have been sold, but SO Resi has a wide\nselection of shared ownership homes across London and the South East. For more\ninformation, please\nvisit www.soresi.co.uk<\/a> or call 0208 607 0550.<\/p>\n","protected":false},"excerpt":{"rendered":"

It\u2019s often the case that homebuyers are priced out of popular areas in London where they really want to live. Ines Stuart-Davidson, 29, was living in Twickenham with her parents and thought that high property prices would make it impossible for her to buy a home locally. This changed when her mum alerted her to<\/p>\n","protected":false},"featured_media":1147,"template":"","tags":[15],"yoast_head":"\nShared ownership helps graphic designer put down roots in popular Twickenham - SO Resi - Shared Ownership Hub<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Shared ownership helps graphic designer put down roots in popular Twickenham - SO Resi - Shared Ownership Hub\" \/>\n<meta property=\"og:description\" content=\"It\u2019s often the case that homebuyers are priced out of popular areas in London where they really want to live. Ines Stuart-Davidson, 29, was living in Twickenham with her parents and thought that high property prices would make it impossible for her to buy a home locally. 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