{"id":1744,"date":"2021-08-10T11:14:56","date_gmt":"2021-08-10T11:14:56","guid":{"rendered":"https:\/\/staging.themediapeople.co.uk\/sow2021\/?page_id=1744"},"modified":"2021-08-19T09:13:42","modified_gmt":"2021-08-19T09:13:42","slug":"mortgages","status":"publish","type":"page","link":"https:\/\/staging.themediapeople.co.uk\/sow2021\/mortgages\/","title":{"rendered":""},"content":{"rendered":"<div class=\"vce-row-container\"><div class=\"vce-row vce-element--has-background vce-row--col-gap-30 vce-row-equal-height vce-row-content--top\" data-vce-full-width=\"true\" id=\"el-db647beb\" data-vce-do-apply=\"all el-db647beb\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--md-66-66p vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-first vce-col--lg-first vce-col--xl-first\" id=\"el-61bcd163\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-61bcd163\"><div class=\"vce-content-background-container\"><div class=\"vce-asset-parallax-container vce-visible-all-only\" data-vce-assets-parallax=\".vce-asset-parallax\" data-vce-assets-parallax-reverse=\"false\"><div class=\"vce-asset-parallax\" style=\"top: -30vh; bottom: -30vh; transform: translateY(15.0379vh);\"><\/div><\/div><\/div><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-61bcd163\"><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-16654496\" data-vce-do-apply=\"all el-16654496\"><h2>What do I need for my Shared Ownership mortgage application?<\/h2><p><span style=\"color: #000000; font-size: 14pt;\">1. Proof of identity and address (a passport or bill is fine!)<\/span><\/p><p><span style=\"color: #000000; font-size: 14pt;\">2. Evidence of your monthly payments&nbsp;<\/span><\/p><p><span style=\"color: #000000; font-size: 14pt;\">3. A table income \u2013 payslips or tax return<\/span><\/p><p><span style=\"color: #000000; font-size: 14pt;\">4. Proof of your affordability<\/span><\/p><h2>How long does a Shared Ownership mortgage application take?<\/h2><p><span style=\"font-size: 14pt;\"><strong>A mortgage application process&nbsp;typically takes around&nbsp;2&nbsp;to 6 weeks to be approved, while a mortgage offer lasts&nbsp;3-6 months.&nbsp;The&nbsp;sooner you get going, the better!&nbsp;<\/strong><\/span><\/p><p>&nbsp;<\/p><p><span style=\"font-size: 14pt;\">1. Get a mortgage advisor to help you shop for the very best deal for your circumstances.<\/span><\/p><p>&nbsp;<\/p><p><span style=\"font-size: 14pt;\">2. You don\u2019t want to end up with a plan with high mortgage rates, so it is worth shopping around to broker the best deal for what you borrow! As far as mortgage plans are concerned, it is key not to rush into anything without considering all the hidden costs.<\/span><\/p><p>&nbsp;<\/p><p><span style=\"font-size: 14pt;\">3. It\u2019s also a good idea to get rid of any outstanding debt that you may carry, as this will also improve your credit score and then possibly reduce interest fees.<\/span><\/p><p>&nbsp;<\/p><p><span style=\"font-size: 14pt;\">4. Preparation is everything! Make sure that you have your proof of income (a summary of your yearly pay or tax returns) or any other important documents handy.<\/span><\/p><p>&nbsp;<\/p><p><span style=\"font-size: 14pt;\">5. If in doubt, take your time! It always pays to keep a cool head, give your brain a rest and consider a range of different options (always read the fine print!).<\/span><\/p><p>&nbsp;<\/p><\/div><\/div><\/div><\/div><\/div><div class=\"vce-col vce-col--md-33-34p vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last\" id=\"el-5875af0c\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-5875af0c\"><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-5875af0c\"><\/div><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>What do I need for my Shared Ownership mortgage application?1. Proof of identity and address (a passport or bill is fine!)2. Evidence of your monthly payments&nbsp;3. A table income \u2013 payslips or tax return4. Proof of your affordabilityHow long does a Shared Ownership mortgage application take?A mortgage application process&nbsp;typically takes around&nbsp;2&nbsp;to 6 weeks to be<\/p>\n","protected":false},"author":9,"featured_media":0,"parent":0,"menu_order":6,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v16.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Mortgages - Shared Ownership Hub<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mortgages - Shared Ownership Hub\" \/>\n<meta property=\"og:description\" content=\"What do I need for my Shared Ownership mortgage application?1. Proof of identity and address (a passport or bill is fine!)2. 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