{"id":29509,"date":"2022-06-08T10:20:53","date_gmt":"2022-06-08T10:20:53","guid":{"rendered":"https:\/\/www.churchillretirement.co.uk\/?p=29509"},"modified":"2023-02-01T10:11:42","modified_gmt":"2023-02-01T10:11:42","slug":"renting-in-retirement-vs-owning-what-should-you-do","status":"publish","type":"post","link":"https:\/\/staging.themediapeople.co.uk\/churchill2021\/news\/retirement-lifestyle-news\/renting-in-retirement-vs-owning-what-should-you-do\/","title":{"rendered":"Renting in retirement vs owning &#8211; what should you do?"},"content":{"rendered":"<div class=\"vce-row-container\" data-vce-boxed-width=\"true\"><div class=\"vce-row vce-row--col-gap-30 vce-row-equal-height vce-row-content--top\" id=\"el-6479d24a\" data-vce-do-apply=\"all el-6479d24a\"><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last vce-col--md-first vce-col--lg-first vce-col--xl-first\" id=\"el-6e635d38\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-6e635d38\"><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-6e635d38\"><div class=\"vce-single-image-container vce-single-image--align-left\"><div class=\"vce vce-single-image-wrapper\" id=\"el-900c0980\" data-vce-do-apply=\"all el-900c0980\"><figure><div class=\"vce-single-image-figure-inner\" style=\"width: 1024px;\"><div class=\"vce-single-image-inner vce-single-image--absolute\" style=\"width: 100%; padding-bottom: 56.25%;\"><img decoding=\"async\" loading=\"lazy\" class=\"vce-single-image\"  width=\"1024\" height=\"576\" srcset=\"https:\/\/staging.themediapeople.co.uk\/churchill2021\/wp-content\/uploads\/2022\/07\/Blocc-Apt-4-1920x1080-1-320x180.jpg 320w,https:\/\/staging.themediapeople.co.uk\/churchill2021\/wp-content\/uploads\/2022\/07\/Blocc-Apt-4-1920x1080-1-480x270.jpg 480w,https:\/\/staging.themediapeople.co.uk\/churchill2021\/wp-content\/uploads\/2022\/07\/Blocc-Apt-4-1920x1080-1-800x450.jpg 800w,https:\/\/staging.themediapeople.co.uk\/churchill2021\/wp-content\/uploads\/2022\/07\/Blocc-Apt-4-1920x1080-1-1024x576.jpg 1024w\" src=\"https:\/\/staging.themediapeople.co.uk\/churchill2021\/wp-content\/uploads\/2022\/07\/Blocc-Apt-4-1920x1080-1-1024x576.jpg\" data-img-src=\"https:\/\/staging.themediapeople.co.uk\/churchill2021\/wp-content\/uploads\/2022\/01\/Blocc-Apt-4-1920x1080-1.jpg\" alt=\"\" title=\"Typical Bedroom\" \/><\/div><\/div><figcaption hidden=\"\"><\/figcaption><\/figure><\/div><\/div><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-adc22026\" data-vce-do-apply=\"all el-adc22026\"><p><span style=\"font-size: 12pt;\">As you start to get older, you can start to imagine what your life will be like once you hang up your working boots for good. But before you can look ahead to a life of hammocks and relaxation, you first have to decide between owning or renting your retirement home! So, is it better to own or rent in retirement? We\u2019ve rounded up some of the major factors that you should consider.<\/span><\/p><h2><span style=\"font-size: 16pt; color: #800000;\">Benefits of renting:<\/span><\/h2><ul><li><span style=\"font-size: 12pt;\">Flexibility<\/span><\/li><li><span style=\"font-size: 12pt;\">Low cost<\/span><\/li><li><span style=\"font-size: 12pt;\">Less responsibility<\/span><\/li><\/ul><h2><span style=\"font-size: 14pt;\">Flexibility<\/span><\/h2><p><span style=\"font-size: 12pt;\">Wondering if it makes sense to rent in retirement? Think about what you want to get out of your retirement years. If you aren\u2019t sure yet and want to keep your options open, renting a retirement flat may be your best option.<\/span><\/p><p><span style=\"font-size: 12pt;\">Renting may also make a lot of sense if you have children\/grandchildren in different cities, enabling you to switch where you live at a moment\u2019s notice. Renting is a decision that will mean you never feel tied down - go forth and travel as you please!<\/span><\/p><h2><span style=\"font-size: 14pt;\">Low cost<\/span><\/h2><p><span style=\"font-size: 12pt;\">Typically, renting a home will cost less than the price of paying for a retirement apartment outright. You do have to factor in the monthly cost of rent, but usually it will fall on your landlord to take care of any maintenance costs.<\/span><\/p><h2><span style=\"font-size: 14pt;\">Less responsibility<\/span><\/h2><p><span style=\"font-size: 12pt;\">Owning a home comes with a great deal of responsibility - when something goes wrong with a fixture or appliance, it rests on you to fix it! If you don\u2019t want this kind of responsibility, renting a retirement home is an easy escape route. This is especially good if you find that you are slowly losing the appetite for doing odd jobs around the house.<\/span><\/p><h2><span style=\"font-size: 16pt; color: #800000;\">Benefits of ownership:<\/span><\/h2><ul><li><span style=\"font-size: 12pt;\">Stability<\/span><\/li><li><span style=\"font-size: 12pt;\">Personalise your home as you please<\/span><\/li><li><span style=\"font-size: 12pt;\">Good investment option<\/span><\/li><\/ul><h2><span style=\"font-size: 14pt;\">Stability<\/span><\/h2><p><span style=\"font-size: 12pt;\">For many, retirement is a time to sit back, relax, and settle in one cozy location for several years. If you have the means to afford it, home ownership comes with the promise of much greater stability than renting. For example, you\u2019ll never have to worry about sudden rises in rent! If you feel emotionally tied to the idea of owning a home, nothing will beat the security of home ownership.<\/span><\/p><h2><span style=\"font-size: 14pt;\">Personalise your home as you please<\/span><\/h2><p><span style=\"font-size: 12pt;\">Owning a retirement apartment means that you can decorate however you want! Is your home in desperate need of new wallpaper or a shiny new paint job? Without a landlord to ask for permission, you can give your home interior a new lease of life whenever you please.<\/span><\/p><h2><span style=\"font-size: 14pt;\">Good investment option<\/span><\/h2><p><span style=\"font-size: 12pt;\">Home ownership is a great long-term decision - and not just because it offers you more stability. Buying a retirement apartment could also be a smart investment option, as you will be preserving an asset for the future and like any property its value may go up over time.<\/span><\/p><h2><span style=\"font-size: 14pt;\">Should you rent or own in retirement?<\/span><\/h2><p><span style=\"font-size: 12pt;\">Deciding whether to rent or own a retirement apartment will ultimately depend on your personal circumstances, and your idea of a dream retirement. While renting a retirement flat will suit someone who wants a more flexible retirement lifestyle, owning an apartment is the best option if you want stability and long-term security.<\/span><\/p><p><span style=\"font-size: 12pt;\"><strong>Looking to own a retirement flat while saving money on bills? Churchill Retirement Living can give you a retirement lifestyle that\u2019s easy to budget for, without any unexpected bills! Check out our <\/strong><a href=\"https:\/\/www.staging.themediapeople.co.uk\/churchill2021\/retirement-apartments-for-sale\/?geo_location=&amp;distance=60&amp;order=nearest\"><strong>property search<\/strong><\/a><strong> to find out how you can get the most out of your retirement years.<\/strong><\/span><\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>As you start to get older, you can start to imagine what your life will be like once you hang up your working boots for good. But before you can look ahead to a life of hammocks and relaxation, you first have to decide between owning or renting your retirement home! So, is it better to own or rent in retirement? We\u2019ve rounded up some of the major factors that you should consider. <\/p>\n","protected":false},"author":4,"featured_media":25032,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[228],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Renting in retirement vs owning - what should you do? - Churchill Retirement Living<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Renting in retirement vs owning - what should you do? - Churchill Retirement Living\" \/>\n<meta property=\"og:description\" content=\"As you start to get older, you can start to imagine what your life will be like once you hang up your working boots for good. 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