{"id":16854,"date":"2021-05-18T17:30:57","date_gmt":"2021-05-18T17:30:57","guid":{"rendered":"http:\/\/churchill2021.co.uk\/retirement-living-explained\/faqs\/"},"modified":"2023-10-25T10:55:36","modified_gmt":"2023-10-25T10:55:36","slug":"faqs","status":"publish","type":"page","link":"https:\/\/staging.themediapeople.co.uk\/churchill2021\/retirement-living-explained\/faqs\/","title":{"rendered":"Churchill FAQs"},"content":{"rendered":"<div class=\"vce-row-container\" data-vce-boxed-width=\"true\"><div class=\"vce-row vce-row--col-gap-30 lm-bot vce-row-equal-height vce-row-content--top\" id=\"el-b43e0e78\" data-vce-do-apply=\"all el-b43e0e78\"><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last vce-col--md-first vce-col--lg-first vce-col--xl-first\" id=\"el-7562a9b4\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-7562a9b4\"><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-7562a9b4\"><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-e1e7ba80\" data-vce-do-apply=\"all el-e1e7ba80\"><h2>Jump to section<\/h2><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vce-row-container\" data-vce-boxed-width=\"true\"><div class=\"vce-row vce-row--has-col-background vce-row--col-gap-30 lm-bot vce-row-equal-height vce-row-content--top\" id=\"el-ac35af44\" data-vce-do-apply=\"all el-ac35af44\"><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-element--has-background vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-first vce-col--lg-first vce-col--xl-first faq-box\" id=\"el-d6b81389\"><a href=\"#retirement-explained\" class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-d6b81389\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-d6b81389\"><div class=\"vce-single-image-container lm-top m-bot vce-single-image--align-center\"><div class=\"vce vce-single-image-wrapper\" id=\"el-ec4e809a\" data-vce-do-apply=\"all el-ec4e809a\"><figure><div class=\"vce-single-image-figure-inner\" style=\"width: 100px;\"><div target=\"_blank\" class=\"vce-single-image-inner vce-single-image--absolute vce-single-image--border-round\" style=\"width: 100%; padding-bottom: 100%;\"><img decoding=\"async\" loading=\"lazy\" class=\"vce-single-image\"  width=\"100\" height=\"100\" src=\"https:\/\/staging.themediapeople.co.uk\/churchill2021\/wp-content\/uploads\/2023\/10\/nursing-home.svg\" data-img-src=\"https:\/\/staging.themediapeople.co.uk\/churchill2021\/wp-content\/uploads\/2023\/10\/nursing-home.svg\" data-attachment-id=\"44299\"  alt=\"\" title=\"nursing-home\" \/><\/div><\/div><figcaption hidden=\"\"><\/figcaption><\/figure><\/div><\/div><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-acc55d2b\" data-vce-do-apply=\"all el-acc55d2b\"><h3 style=\"text-align: center;\">Retirement Living Explained<\/h3><\/div><\/div><\/div><\/a><\/div><div class=\"vce-col vce-element--has-background vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first faq-box\" id=\"el-612f61b8\"><a href=\"#management-services\" class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-612f61b8\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-612f61b8\"><div class=\"vce-single-image-container lm-top m-bot vce-single-image--align-center\"><div class=\"vce vce-single-image-wrapper\" id=\"el-906be44b\" data-vce-do-apply=\"all el-906be44b\"><figure><div class=\"vce-single-image-figure-inner\" style=\"width: 100px;\"><div target=\"_blank\" class=\"vce-single-image-inner vce-single-image--absolute vce-single-image--border-round\" style=\"width: 100%; padding-bottom: 100%;\"><img decoding=\"async\" loading=\"lazy\" class=\"vce-single-image\"  width=\"100\" height=\"100\" src=\"https:\/\/staging.themediapeople.co.uk\/churchill2021\/wp-content\/uploads\/2023\/10\/003-money.svg\" data-img-src=\"https:\/\/staging.themediapeople.co.uk\/churchill2021\/wp-content\/uploads\/2023\/10\/003-money.svg\" data-attachment-id=\"44279\"  alt=\"\" title=\"003-money\" \/><\/div><\/div><figcaption hidden=\"\"><\/figcaption><\/figure><\/div><\/div><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-e1f336cf\" data-vce-do-apply=\"all el-e1f336cf\"><h3 style=\"text-align: center;\">Management &amp; <br>Service Charges<\/h3><\/div><\/div><\/div><\/a><\/div><div class=\"vce-col vce-element--has-background vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first faq-box\" id=\"el-256ab847\"><a href=\"#buying-selling\" class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-256ab847\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-256ab847\"><div class=\"vce-single-image-container lm-top m-bot vce-single-image--align-center\"><div class=\"vce vce-single-image-wrapper\" id=\"el-80b0f493\" data-vce-do-apply=\"all el-80b0f493\"><figure><div class=\"vce-single-image-figure-inner\" style=\"width: 100px;\"><div class=\"vce-single-image-inner vce-single-image--absolute vce-single-image--border-round\" style=\"width: 100%; padding-bottom: 100%;\"><img decoding=\"async\" loading=\"lazy\" class=\"vce-single-image\"  width=\"100\" height=\"100\" src=\"https:\/\/staging.themediapeople.co.uk\/churchill2021\/wp-content\/uploads\/2023\/10\/010-money-1.svg\" data-img-src=\"https:\/\/staging.themediapeople.co.uk\/churchill2021\/wp-content\/uploads\/2023\/10\/010-money-1.svg\" data-attachment-id=\"44276\"  alt=\"\" title=\"010-money-1\" \/><\/div><\/div><figcaption hidden=\"\"><\/figcaption><\/figure><\/div><\/div><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-7c57bc7e\" data-vce-do-apply=\"all el-7c57bc7e\"><h3 style=\"text-align: center;\">Buying &amp; <br>Selling<\/h3><\/div><\/div><\/div><\/a><\/div><div class=\"vce-col vce-element--has-background vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last faq-box\" id=\"el-6fc63620\"><a href=\"#living-in-retirement-appt\" class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-6fc63620\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-6fc63620\"><div class=\"vce-single-image-container lm-top m-bot vce-single-image--align-center\"><div class=\"vce vce-single-image-wrapper\" id=\"el-2e8ad4e2\" data-vce-do-apply=\"all el-2e8ad4e2\"><figure><div class=\"vce-single-image-figure-inner\" style=\"width: 100px;\"><div class=\"vce-single-image-inner vce-single-image--absolute vce-single-image--border-round\" style=\"width: 100%; padding-bottom: 100%;\"><img decoding=\"async\" loading=\"lazy\" class=\"vce-single-image\"  width=\"100\" height=\"100\" src=\"https:\/\/staging.themediapeople.co.uk\/churchill2021\/wp-content\/uploads\/2023\/10\/004-condominium.svg\" data-img-src=\"https:\/\/staging.themediapeople.co.uk\/churchill2021\/wp-content\/uploads\/2023\/10\/004-condominium.svg\" data-attachment-id=\"44270\"  alt=\"\" title=\"004-condominium\" \/><\/div><\/div><figcaption hidden=\"\"><\/figcaption><\/figure><\/div><\/div><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-8e14f5c6\" data-vce-do-apply=\"all el-8e14f5c6\"><h3 style=\"text-align: center;\">Living in a <br>Retirement Appt.<\/h3><\/div><\/div><\/div><\/a><\/div><\/div><\/div><\/div><div class=\"vce-row-container\" data-vce-boxed-width=\"true\"><div class=\"vce-row vce-row--has-col-background vce-row--col-gap-30 lm-bot vce-row-equal-height vce-row-content--top\" id=\"el-a4b92efd\" data-vce-do-apply=\"all el-a4b92efd\"><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-element--has-background vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-first vce-col--lg-first vce-col--xl-first faq-box\" id=\"el-b95726b5\"><a href=\"#independence\" class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-b95726b5\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-b95726b5\"><div class=\"vce-single-image-container lm-top m-bot vce-single-image--align-center\"><div class=\"vce vce-single-image-wrapper\" id=\"el-5fe985c3\" data-vce-do-apply=\"all el-5fe985c3\"><figure><div class=\"vce-single-image-figure-inner\" style=\"width: 100px;\"><div class=\"vce-single-image-inner vce-single-image--absolute\" style=\"width: 100%; padding-bottom: 100%;\"><img decoding=\"async\" loading=\"lazy\" class=\"vce-single-image\"  width=\"100\" height=\"100\" src=\"https:\/\/staging.themediapeople.co.uk\/churchill2021\/wp-content\/uploads\/2023\/10\/005-freedom.svg\" data-img-src=\"https:\/\/staging.themediapeople.co.uk\/churchill2021\/wp-content\/uploads\/2023\/10\/005-freedom.svg\" data-attachment-id=\"44271\"  alt=\"\" title=\"005-freedom\" \/><\/div><\/div><figcaption hidden=\"\"><\/figcaption><\/figure><\/div><\/div><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-e605de5c\" data-vce-do-apply=\"all el-e605de5c\"><h3 style=\"text-align: center;\">Independence<\/h3><\/div><\/div><\/div><\/a><\/div><div class=\"vce-col vce-element--has-background vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first faq-box\" id=\"el-9a631970\"><a href=\"#safety\" class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-9a631970\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-9a631970\"><div class=\"vce-single-image-container lm-top m-bot vce-single-image--align-center\"><div class=\"vce vce-single-image-wrapper\" id=\"el-0c1444cd\" data-vce-do-apply=\"all el-0c1444cd\"><figure><div class=\"vce-single-image-figure-inner\" style=\"width: 100px;\"><div class=\"vce-single-image-inner vce-single-image--absolute\" style=\"width: 100%; padding-bottom: 100%;\"><img decoding=\"async\" loading=\"lazy\" class=\"vce-single-image\"  width=\"100\" height=\"100\" src=\"https:\/\/staging.themediapeople.co.uk\/churchill2021\/wp-content\/uploads\/2023\/10\/006-shield.svg\" data-img-src=\"https:\/\/staging.themediapeople.co.uk\/churchill2021\/wp-content\/uploads\/2023\/10\/006-shield.svg\" data-attachment-id=\"44272\"  alt=\"\" title=\"006-shield\" \/><\/div><\/div><figcaption hidden=\"\"><\/figcaption><\/figure><\/div><\/div><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-5607e82e\" data-vce-do-apply=\"all el-5607e82e\"><h3 style=\"text-align: center;\">Safety<\/h3><\/div><\/div><\/div><\/a><\/div><div class=\"vce-col vce-element--has-background vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first faq-box\" id=\"el-b6d99327\"><a href=\"#security\" class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-b6d99327\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-b6d99327\"><div class=\"vce-single-image-container lm-top m-bot vce-single-image--align-center\"><div class=\"vce vce-single-image-wrapper\" id=\"el-d525f3b0\" data-vce-do-apply=\"all el-d525f3b0\"><figure><div class=\"vce-single-image-figure-inner\" style=\"width: 100px;\"><div class=\"vce-single-image-inner vce-single-image--absolute vce-single-image--border-round\" style=\"width: 100%; padding-bottom: 100%;\"><img decoding=\"async\" loading=\"lazy\" class=\"vce-single-image\"  width=\"100\" height=\"100\" src=\"https:\/\/staging.themediapeople.co.uk\/churchill2021\/wp-content\/uploads\/2023\/10\/007-lock.svg\" data-img-src=\"https:\/\/staging.themediapeople.co.uk\/churchill2021\/wp-content\/uploads\/2023\/10\/007-lock.svg\" data-attachment-id=\"44273\"  alt=\"\" title=\"007-lock\" \/><\/div><\/div><figcaption hidden=\"\"><\/figcaption><\/figure><\/div><\/div><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-a56a65d3\" data-vce-do-apply=\"all el-a56a65d3\"><h3 style=\"text-align: center;\">Security<\/h3><\/div><\/div><\/div><\/a><\/div><div class=\"vce-col vce-element--has-background vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last faq-box\" id=\"el-112f3da5\"><a href=\"#about-the-company\" class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-112f3da5\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-112f3da5\"><div class=\"vce-single-image-container lm-top m-bot vce-single-image--align-center\"><div class=\"vce vce-single-image-wrapper\" id=\"el-89b7e88b\" data-vce-do-apply=\"all el-89b7e88b\"><figure><div class=\"vce-single-image-figure-inner\" style=\"width: 100px;\"><div class=\"vce-single-image-inner vce-single-image--absolute vce-single-image--border-round\" style=\"width: 100%; padding-bottom: 100%;\"><img decoding=\"async\" loading=\"lazy\" class=\"vce-single-image\"  width=\"100\" height=\"100\" src=\"https:\/\/staging.themediapeople.co.uk\/churchill2021\/wp-content\/uploads\/2023\/10\/008-info.svg\" data-img-src=\"https:\/\/staging.themediapeople.co.uk\/churchill2021\/wp-content\/uploads\/2023\/10\/008-info.svg\" data-attachment-id=\"44274\"  alt=\"\" title=\"008-info\" \/><\/div><\/div><figcaption hidden=\"\"><\/figcaption><\/figure><\/div><\/div><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-79a3d1f2\" data-vce-do-apply=\"all el-79a3d1f2\"><h3 style=\"text-align: center;\">About the&nbsp;<br>Company<\/h3><\/div><\/div><\/div><\/a><\/div><\/div><\/div><\/div><div class=\"vce-row-container\" data-vce-boxed-width=\"true\"><div class=\"vce-row vce-row--has-col-background vce-row--col-gap-30 lm-bot vce-row-equal-height vce-row-content--top\" id=\"el-731452d9\" data-vce-do-apply=\"all el-731452d9\"><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-element--has-background vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-first vce-col--lg-first vce-col--xl-first faq-box\" id=\"el-cfbf6860\"><a href=\"#retirement-info\" class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-cfbf6860\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-cfbf6860\"><div class=\"vce-single-image-container lm-top m-bot vce-single-image--align-center\"><div class=\"vce vce-single-image-wrapper\" id=\"el-303cf315\" data-vce-do-apply=\"all el-303cf315\"><figure><div class=\"vce-single-image-figure-inner\" style=\"width: 100px;\"><div class=\"vce-single-image-inner vce-single-image--absolute vce-single-image--border-round\" style=\"width: 100%; padding-bottom: 100%;\"><img decoding=\"async\" loading=\"lazy\" class=\"vce-single-image\"  width=\"100\" height=\"100\" src=\"https:\/\/staging.themediapeople.co.uk\/churchill2021\/wp-content\/uploads\/2023\/10\/011-retirement-home-1.svg\" data-img-src=\"https:\/\/staging.themediapeople.co.uk\/churchill2021\/wp-content\/uploads\/2023\/10\/011-retirement-home-1.svg\" data-attachment-id=\"44277\"  alt=\"\" title=\"011-retirement-home-1\" \/><\/div><\/div><figcaption hidden=\"\"><\/figcaption><\/figure><\/div><\/div><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-27d59d70\" data-vce-do-apply=\"all el-27d59d70\"><h3 style=\"text-align: center;\">Retirement Information<\/h3><\/div><\/div><\/div><\/a><\/div><div class=\"vce-col vce-element--has-background vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last faq-box\" id=\"el-9fa55ade\"><a href=\"#ground-rent\" class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-9fa55ade\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-9fa55ade\"><div class=\"vce-single-image-container lm-top m-bot vce-single-image--align-center\"><div class=\"vce vce-single-image-wrapper\" id=\"el-321eb4da\" data-vce-do-apply=\"all el-321eb4da\"><figure><div class=\"vce-single-image-figure-inner\" style=\"width: 100px;\"><div class=\"vce-single-image-inner vce-single-image--absolute\" style=\"width: 100%; padding-bottom: 100%;\"><img decoding=\"async\" loading=\"lazy\" class=\"vce-single-image\"  width=\"100\" height=\"100\" src=\"https:\/\/staging.themediapeople.co.uk\/churchill2021\/wp-content\/uploads\/2023\/10\/ownership-1.svg\" data-img-src=\"https:\/\/staging.themediapeople.co.uk\/churchill2021\/wp-content\/uploads\/2023\/10\/ownership-1.svg\" data-attachment-id=\"44320\"  alt=\"\" title=\"ownership\" \/><\/div><\/div><figcaption hidden=\"\"><\/figcaption><\/figure><\/div><\/div><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-39c8ee98\" data-vce-do-apply=\"all el-39c8ee98\"><h3 style=\"text-align: center;\">Ground Rent<\/h3><\/div><\/div><\/div><\/a><\/div><\/div><\/div><\/div><div class=\"vce-row-container\" data-vce-boxed-width=\"true\"><div class=\"vce-row vce-row--col-gap-30 vce-row-equal-height vce-row-content--top\" id=\"el-2fd9a1ed\" data-vce-do-apply=\"all el-2fd9a1ed\"><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last vce-col--md-first vce-col--lg-first vce-col--xl-first\" id=\"el-5a3fd0f2\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-5a3fd0f2\"><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-5a3fd0f2\"><div class=\"vce-raw-js-container\"><div class=\"vce-raw-js-wrapper\" id=\"el-ea63c22f\" data-vce-do-apply=\"all el-ea63c22f\"><script type=\"text\/javascript\">(function() {\nvar bodyEl = document.querySelector(\"body\");\nif(!bodyEl.classList.contains('vcv-wb-editor')){\n\/\/ \/\/ Get all elements with .faq-box class\n    console.log(\"Running\");\n\tconst faqBoxes = document.querySelectorAll('.faq-box');\n\n    faqBoxes.forEach(function(faqBox) {\n        \/\/ Find the .vce-col-inner element inside the current .faq-box\n        const contentElement = faqBox.querySelector('.vce-col-inner');\n\n        if (contentElement) {\n            \/\/ Extract the href value from the anchor inside the content\n            const anchorElement = contentElement.querySelector('a.vce-single-image-inner');\n            if (anchorElement) {\n                const hrefValue = anchorElement.getAttribute('href');\n\n                \/\/ Create a new anchor element and copy attributes and content\n                const newAnchor = document.createElement('a');\n                newAnchor.href = hrefValue;\n\n                \/\/ Copy attributes from the div to the new anchor\n                Array.from(contentElement.attributes).forEach(attr => {\n                    newAnchor.setAttribute(attr.name, attr.value);\n                });\n\n                \/\/ Move all children from the div to the new anchor\n                while (contentElement.firstChild) {\n                    newAnchor.appendChild(contentElement.firstChild);\n                }\n\n                \/\/ Replace the .vce-col-inner div with the new anchor\n                contentElement.parentNode.replaceChild(newAnchor, contentElement);\n\n                \/\/ Convert nested anchor tags to div tags\n                const nestedAnchors = newAnchor.querySelectorAll('a');\n                nestedAnchors.forEach(nestedAnchor => {\n                    const div = document.createElement('div');\n                    \n                    \/\/ Copy attributes, excluding href and title\n                    Array.from(nestedAnchor.attributes).forEach(attr => {\n                        if (attr.name !== 'href' && attr.name !== 'title') {\n                            div.setAttribute(attr.name, attr.value);\n                        }\n                    });\n\n                    \/\/ Move all children from the anchor to the div\n                    while (nestedAnchor.firstChild) {\n                        div.appendChild(nestedAnchor.firstChild);\n                    }\n                    nestedAnchor.parentNode.replaceChild(div, nestedAnchor);\n                });\n            }\n        }\n    });\n}\n})();<\/script><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vce-row-container\" data-vce-boxed-width=\"true\"><div class=\"vce-row vce-element--has-background vce-row--col-gap-30 vce-row-equal-height vce-row-content--top\" id=\"el-a4df926a\" data-vce-do-apply=\"all el-a4df926a\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--md-100-px vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-first vce-col--lg-first vce-col--xl-first\" id=\"el-9e3423f1\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-9e3423f1\"><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-9e3423f1\"><div class=\"vce-features vce-var-icon vce-features--style-outlined-circle vce-features--size-medium\" style=\"--iconAlignment: left; --iconColor: rgb(130, 16, 24); --iconColorHover: rgb(130, 16, 24); --shapeColor: rgb(130, 16, 24); --shapeColorHover: rgb(130, 16, 24); --linkColorHover: rgb(116,14,21);\"><div id=\"el-75eadd37\" class=\"vce vce-features-icon-wrapper\" data-vce-do-apply=\"all el-75eadd37\"><div class=\"vce-features--icon vce-icon\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 769 769\"><path stroke-width=\"25\" d=\"M565.755 696.27h-360l-180-311.77 180-311.77h360l180 311.77z\"><\/path><\/svg><span class=\"vce-icon-container fas fa-envelope-open\"><\/span><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vce-col vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last\" id=\"el-89fffc4e\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-89fffc4e\"><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-89fffc4e\"><div class=\"vce-text-block x1-25\"><div class=\"vce-text-block-wrapper vce\" id=\"el-fd69e5ea\" data-vce-do-apply=\"all el-fd69e5ea\"><h2 class=\"nom-top\">Can't find what you are looking for?<\/h2>\n<p>If you have retirement questions to ask that are not in this section, then please feel free to <a href=\"https:\/\/www.staging.themediapeople.co.uk\/churchill2021\/contact\/\">contact us<\/a> and we'll try to answer as quickly as possible.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vce-row-container\" data-vce-boxed-width=\"true\"><div class=\"vce-row vce-row--col-gap-30 vce-row-equal-height vce-row-content--top\" id=\"el-c8017867\" data-vce-do-apply=\"all el-c8017867\"><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last vce-col--md-first vce-col--lg-first vce-col--xl-first\" id=\"el-817b3291\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-817b3291\"><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-817b3291\"><div class=\"vce-text-block lm-top\" id=\"retirement-explained\"><div class=\"vce-text-block-wrapper vce\" id=\"el-938128d5\" data-vce-do-apply=\"all el-938128d5\"><h2>Explain retirement living in the UK<\/h2><\/div><\/div><div id=\"el-a60e9492\" class=\"vce vce-faq-group-container vce-faq-group-fill-color--b-255-255-255 vce-faq-group-fill-hover-color--b-255-255-255 vce-faq-group-border-color--ba-0-0-0-0 vce-faq-group-border-hover-color--empty vce-faq-group-shape--square vce-faq-group-icon-color--b-130-16-24 vce-faq-group-icon-hover-color--b-255-255-255 vce-faq-group-title-color--b-51-51-51\" data-vce-do-apply=\"all el-a60e9492\" data-vce-faq-group-auto-close=\"true\"><div class=\"vce-faq-group\" role=\"tablist\"><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-a60e9492-0\" aria-controls=\"panel-a60e9492-0\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">What is Retirement Living?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-a60e9492-0\" aria-labelledby=\"tab-a60e9492-0\" aria-hidden=\"true\"><p>Retirement living is about enjoying a new lifestyle. In many ways, living in a retirement apartment is no different from living in any other development. Your home is your own and you can decorate and furnish it as you wish.<\/p>\n<p>The individual apartments are typically one or two bedrooms. They each have their own front door, modern kitchens and shower rooms and, in some cases, have access to landscaped communal gardens.<\/p>\n<p>Churchill Retirement Living developments also include a Lodge Manager, Owners' Lounge, coffee bar and a lively social calendar. There is a community of like minded people of a similar age and the maintenance is taken care of, so you can relax and enjoy your retirement.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-a60e9492-1\" aria-controls=\"panel-a60e9492-1\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">What is the difference between a retirement property, a care home and a nursing home?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-a60e9492-1\" aria-labelledby=\"tab-a60e9492-1\" aria-hidden=\"true\"><p>Retirement developments or apartment complexes are essentially apartment blocks for independent individuals who just happen to be over 60, but so many people still seem to confuse retirement living with care homes or nursing homes.<\/p>\n<p>The differences are:<\/p>\n<p>Care homes for the elderly, what we used to know as 'old people\u2019s homes', are facilities where a number of older people live together. The residents usually live in single rooms with en-suite facilities, much like a larger hotel room. As residents of care homes often have greater medical needs most homes have on-site care services.<\/p>\n<p>Care homes range in size from small family businesses for 3 or 4 residents to large complexes with 100 or more. In care homes all meals are provided, either in residents\u2019 own rooms or in the dining room, and communal facilities will usually include lounges, activity rooms and a garden area.<\/p>\n<p>Nursing homes provide the same facilities and personal care as a care home but also have a qualified nurse on duty 24 hours a day to carry out nursing tasks. These homes are for people who are physically or mentally frail or people who need regular attention from a nurse.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-a60e9492-2\" aria-controls=\"panel-a60e9492-2\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">What type of facilities would I expect to find in a Churchill development?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-a60e9492-2\" aria-labelledby=\"tab-a60e9492-2\" aria-hidden=\"true\"><p>All of our developments have a range of communal facilities:<\/p>\n<p>Communal grounds provide a welcome retreat for you and your friends.<br>The Owners' Lounge provides the perfect venue for entertaining and socialising.<br>A Guest Suite is provided for family and friends to book and stay over when visiting.<br>A lift to all floors comes as standard - so heavy shopping isn't a chore.<br>A free car park on every development means that spaces are available for Owners on a first come, first served basis.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-a60e9492-3\" aria-controls=\"panel-a60e9492-3\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">How much does it cost to live in a Churchill property?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-a60e9492-3\" aria-labelledby=\"tab-a60e9492-3\" aria-hidden=\"true\"><p>Once you have bought your apartment, the only costs you will have to pay to live in the apartment are your own bills (food, electricity, telephone etc.) and the service charge (payable six months in advance).<\/p>\n<p>Service charge costs for each individual development are available from the Sales Executive or Lodge Manager. Your water rates are included in the service charge, together with all electricity used in the communal areas.<\/p>\n<p>Additionally, as with any leasehold property (where the lease was granted before 31 March 2023), Churchill apartments are subject to ground rent. However if the lease of your chosen property was created after 31 March 2023 ground rent will not apply This enables us to provide extensive communal areas - such as the Owners' Lounge, Guest Suite and other facilities - which are an essential ingredient to the lifestyle on offer at our developments. This helps to pay for the provision of this space, which could otherwise be sold as apartments.<\/p>\n<p>Where a lease has ground rent, a rent review will apply after either seven years or ten years and every seven years or ten years thereafter (depending on the Churchill property you choose). Ground rent reviews are calculated in line with inflation, and linked directly to the Retail Price Index (RPI).<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-a60e9492-4\" aria-controls=\"panel-a60e9492-4\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">What age can you buy a retirement home?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-a60e9492-4\" aria-labelledby=\"tab-a60e9492-4\" aria-hidden=\"true\"><p>At least one of the Owners living in a Churchill apartment must be aged over 60, with the partner being over 55.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-a60e9492-5\" aria-controls=\"panel-a60e9492-5\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Do you have to be retired to buy a retirement property?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-a60e9492-5\" aria-labelledby=\"tab-a60e9492-5\" aria-hidden=\"true\"><p>No, you can still work, you will just need to met the age criteria.<\/p><\/div><\/div><\/div><\/div><div class=\"vce-text-block lm-top\" id=\"management-services\"><div class=\"vce-text-block-wrapper vce\" id=\"el-0270e45d\" data-vce-do-apply=\"all el-0270e45d\"><h2>Management and service charges<\/h2><\/div><\/div><div id=\"el-d211e564\" class=\"vce vce-faq-group-container vce-faq-group-fill-color--b-255-255-255 vce-faq-group-fill-hover-color--b-255-255-255 vce-faq-group-border-color--ba-0-0-0-0 vce-faq-group-border-hover-color--empty vce-faq-group-shape--square vce-faq-group-icon-color--b-130-16-24 vce-faq-group-icon-hover-color--b-255-255-255 vce-faq-group-title-color--b-51-51-51\" data-vce-do-apply=\"all el-d211e564\" data-vce-faq-group-auto-close=\"true\"><div class=\"vce-faq-group\" role=\"tablist\"><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-d211e564-0\" aria-controls=\"panel-d211e564-0\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Is there a service charge and what does it cover?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-d211e564-0\" aria-labelledby=\"tab-d211e564-0\" aria-hidden=\"true\"><p>There is a service charge for each apartment which covers the cost of providing the Lodge Manager, security systems and call monitoring, external maintenance of the building and grounds, building insurance, heating, lighting and provision of all of the furnishings for the Owners' Lounge and communal areas.<\/p>\n<p>A full budget analysis is available for each individual development and we aim to keep the cost as low as possible. As with any property, you have to pay your Council Tax according to the band allocated by the local council. You will also have to pay for the electricity you use in your own apartment and for your own TV licence. A TV licence is free for those over 75, but this has to be applied for.<\/p>\n<p>While buildings insurance is covered by the service charge, you will need to take out your own contents insurance. Due to the excellent safety and security of our buildings, contents insurance premiums are typically lower than the ones offered to those living in their own houses.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-d211e564-1\" aria-controls=\"panel-d211e564-1\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Are there any other charges which I have to pay?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-d211e564-1\" aria-labelledby=\"tab-d211e564-1\" aria-hidden=\"true\"><p>As with any property, you have to pay your local Council Tax - within the band allocated by the local council. Additionally, you will have to pay for the electricity you use in your own apartment.<\/p>\n<p>You will have to pay for your own TV licence. However, if you are over 75 you may be eligible for a free TV licence but you will need to apply for it.<\/p>\n<p>There are no other hidden day-to-day charges to pay.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-d211e564-2\" aria-controls=\"panel-d211e564-2\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Who pays for repairs?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-d211e564-2\" aria-labelledby=\"tab-d211e564-2\" aria-hidden=\"true\"><p>Repairs to the fabric of the building, the communal areas, the safety and security systems (including those inside your apartment) and the garden are all covered by the service charge and will be taken care of by the management company, Churchill Estates Management.<\/p>\n<p>Repairs in your own apartment are your responsibility but, of course, the Lodge Manager can provide you with help and advice.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-d211e564-3\" aria-controls=\"panel-d211e564-3\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Who looks after the management of the building on behalf of Churchill Retirement Living?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-d211e564-3\" aria-labelledby=\"tab-d211e564-3\" aria-hidden=\"true\"><p>All of our Lodges are managed by our specialist property management company,&nbsp;Churchill Estates Management.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-d211e564-4\" aria-controls=\"panel-d211e564-4\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Is there a guarantee on a new retirement apartment?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-d211e564-4\" aria-labelledby=\"tab-d211e564-4\" aria-hidden=\"true\"><p>Yes. Churchill Retirement Living is the only major housebuilder to offer a 3 year warranty period as standard. Churchill&nbsp; is also a member of the National House-Building Council and every Churchill apartment is also covered by a 10 year NHBC Buildmark warranty.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-d211e564-5\" aria-controls=\"panel-d211e564-5\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Which bills are my responsibility?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-d211e564-5\" aria-labelledby=\"tab-d211e564-5\" aria-hidden=\"true\"><p>As with any property, you have to pay your local Council Tax - within the band allocated by the local council. Additionally, you will have to pay for the electricity you use in your own apartment.<\/p>\n<p>You will have to pay for your own TV licence. However, a TV licence is free for those over 75 but has to be applied for.<\/p>\n<p>There are no other hidden day-to-day charges to pay.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-d211e564-6\" aria-controls=\"panel-d211e564-6\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Will I need my own buildings or contents insurance?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-d211e564-6\" aria-labelledby=\"tab-d211e564-6\" aria-hidden=\"true\"><p>Buildings Insurance is covered by the service charge, however you will need to take out your own Contents Insurance.&nbsp; Because of the Safety and Security of our buildings, Contents Insurance premiums are typically much lower than offered to those living in their own houses.<\/p><\/div><\/div><\/div><\/div><div class=\"vce-text-block xlm-top\" id=\"buying-selling\"><div class=\"vce-text-block-wrapper vce\" id=\"el-e6fb472d\" data-vce-do-apply=\"all el-e6fb472d\"><h2>Buying and selling a Churchill retirement apartment<\/h2><\/div><\/div><div id=\"el-3bc916b7\" class=\"vce vce-faq-group-container vce-faq-group-fill-color--b-255-255-255 vce-faq-group-fill-hover-color--b-255-255-255 vce-faq-group-border-color--ba-0-0-0-0 vce-faq-group-border-hover-color--empty vce-faq-group-shape--square vce-faq-group-icon-color--b-130-16-24 vce-faq-group-icon-hover-color--b-255-255-255 vce-faq-group-title-color--b-51-51-51\" data-vce-do-apply=\"all el-3bc916b7\" data-vce-faq-group-auto-close=\"true\"><div class=\"vce-faq-group\" role=\"tablist\"><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-3bc916b7-0\" aria-controls=\"panel-3bc916b7-0\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">How do you buy a retirement property?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-3bc916b7-0\" aria-labelledby=\"tab-3bc916b7-0\" aria-hidden=\"true\"><p>Simply&nbsp;<a href=\"https:\/\/staging.themediapeople.co.uk\/churchill2021\/retirement-apartments-for-sale\/\">visit a Churchill development of your choice<\/a>. Choose the apartment which suits your own individual&nbsp;needs and reserve with a deposit. The purchase then proceeds exactly the same way as any other property purchase.<\/p><p>We will ask you to exchange contracts once your Solicitors have satisfied themselves that the lease and local searches have been properly scrutinised. Final completion usually takes place a short time after exchange.<\/p><p>Your local Churchill Retirement Living Sales Executive will be happy to help you through the apartment purchase process. We aim to make this as simple and easy as possible.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-3bc916b7-1\" aria-controls=\"panel-3bc916b7-1\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Will I own my retirement apartment?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-3bc916b7-1\" aria-labelledby=\"tab-3bc916b7-1\" aria-hidden=\"true\"><p>Yes. All Churchill Retirement Living apartments are sold on a leasehold basis and you are free to choose to sell the apartment whenever you like. All new apartments released for sale from January 2018 onwards will be sold with a 999 year lease. Apartments released for sale prior to January 2018 are sold with a 125 year lease.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-3bc916b7-2\" aria-controls=\"panel-3bc916b7-2\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Will my retirement flat be freehold or leasehold?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-3bc916b7-2\" aria-labelledby=\"tab-3bc916b7-2\" aria-hidden=\"true\"><p>As is common with all apartment buildings, Churchill Retirement Living apartments are sold on a leasehold basis. All new apartments released for sale from January 2018 onwards are sold with a 999 year lease. Apartments released for sale prior to January 2018 are sold with a 125 year lease.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-3bc916b7-3\" aria-controls=\"panel-3bc916b7-3\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Can I sell my retirement apartment?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-3bc916b7-3\" aria-labelledby=\"tab-3bc916b7-3\" aria-hidden=\"true\"><p>Yes, you can sell your retirement apartment at any time on the open market or through our preferred retirement property agent -&nbsp;<a href=\"https:\/\/churchillsl.co.uk\/\">Churchill Sales &amp; Lettings<\/a>, which specialises in the sale of retirement apartments. The apartment is owned by you and you do not need to ask permission to sell it. However, under the terms of the lease, you do require written approval from the landlord to assign the lease, should you wish to sell or rent your apartment.<\/p><p>All Churchill apartments are subject to a 1% contingency fee on sale or sublet of the property. Some Churchill apartments are also subject to a further 1% community event fee on sale which goes towards funding of the communal spaces which are a key feature of retirement communities.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-3bc916b7-4\" aria-controls=\"panel-3bc916b7-4\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">What happens if I pass away whilst owning a retirement apartment?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-3bc916b7-4\" aria-labelledby=\"tab-3bc916b7-4\" aria-hidden=\"true\"><p>The apartment will become an asset owned by your estate. It will pass to whoever it was bequeathed to in your will. They are free to sell it as soon as Probate is granted.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-3bc916b7-5\" aria-controls=\"panel-3bc916b7-5\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Can my family buy the retirement apartment for me?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-3bc916b7-5\" aria-labelledby=\"tab-3bc916b7-5\" aria-hidden=\"true\"><p>Yes. Anyone can own one of our apartments but only those over 60, or partners of those over 60 who themselves are over 55, can live in the apartment.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-3bc916b7-6\" aria-controls=\"panel-3bc916b7-6\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Do you consider part exchange or offer other help to move to a Churchill apartment?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-3bc916b7-6\" aria-labelledby=\"tab-3bc916b7-6\" aria-hidden=\"true\"><p>Yes, we are happy to consider part exchange when you wish to move into a new Churchill apartment. We can arrange for your property to be purchased for cash, making your move quick and hassle-free. We can also provide a financial contribution towards your estate agent fees, legal fees and even pay for your removal costs. Our Sales Executives will be happy to explain all these in more detail.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-3bc916b7-7\" aria-controls=\"panel-3bc916b7-7\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Can I get a mortgage to buy a retirement apartment?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-3bc916b7-7\" aria-labelledby=\"tab-3bc916b7-7\" aria-hidden=\"true\"><p>Yes, there are mortgage products available to help you buy one of our apartments. The Sales Executive will be able to give you more details.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-3bc916b7-8\" aria-controls=\"panel-3bc916b7-8\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Can you rent out retirement homes?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-3bc916b7-8\" aria-labelledby=\"tab-3bc916b7-8\" aria-hidden=\"true\"><p>Yes, you can rent out your apartment. Your tenants must be over 60 years old and you must get permission from the management company,&nbsp;<a href=\"https:\/\/www.cem.co.uk\/\">Churchill Estates Management.<\/a><\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-3bc916b7-9\" aria-controls=\"panel-3bc916b7-9\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Do I have any fees if I rent out my retirement apartment?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-3bc916b7-9\" aria-labelledby=\"tab-3bc916b7-9\" aria-hidden=\"true\"><p>You will still be responsible for the service charge and ground rent&nbsp;on the apartment. You will also incur a contingency fee of 1% of the market value&nbsp;of your apartment&nbsp;at that time.<\/p><\/div><\/div><\/div><\/div><div class=\"vce-text-block xlm-top\" id=\"moving-in\"><div class=\"vce-text-block-wrapper vce\" id=\"el-bdfa0e27\" data-vce-do-apply=\"all el-bdfa0e27\"><h2>Moving in<\/h2><\/div><\/div><div id=\"el-8c0eb74c\" class=\"vce vce-faq-group-container vce-faq-group-fill-color--b-255-255-255 vce-faq-group-fill-hover-color--b-255-255-255 vce-faq-group-border-color--ba-0-0-0-0 vce-faq-group-border-hover-color--empty vce-faq-group-shape--square vce-faq-group-icon-color--b-130-16-24 vce-faq-group-icon-hover-color--b-255-255-255 vce-faq-group-title-color--b-51-51-51\" data-vce-do-apply=\"all el-8c0eb74c\" data-vce-faq-group-auto-close=\"true\"><div class=\"vce-faq-group\" role=\"tablist\"><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-8c0eb74c-0\" aria-controls=\"panel-8c0eb74c-0\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Do you offer help with moving in?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-8c0eb74c-0\" aria-labelledby=\"tab-8c0eb74c-0\" aria-hidden=\"true\"><p>Yes.&nbsp;Churchill Retirement Living staff will be delighted to&nbsp;<a href=\"https:\/\/www.staging.themediapeople.co.uk\/churchill2021\/move-with-ease\/hassle-free-move\/\">help you arrange removals<\/a>. We can help you with the purchasing and installation of carpets, curtains - and even new furniture if required.<\/p><\/div><\/div><\/div><\/div><div class=\"vce-text-block xlm-top\" id=\"living-in-retirement-appt\"><div class=\"vce-text-block-wrapper vce\" id=\"el-b5293234\" data-vce-do-apply=\"all el-b5293234\"><h2>Living in a Churchill retirement apartment<\/h2><\/div><\/div><div id=\"el-236e71a3\" class=\"vce vce-faq-group-container vce-faq-group-fill-color--b-255-255-255 vce-faq-group-fill-hover-color--b-255-255-255 vce-faq-group-border-color--ba-0-0-0-0 vce-faq-group-border-hover-color--empty vce-faq-group-shape--square vce-faq-group-icon-color--b-130-16-24 vce-faq-group-icon-hover-color--b-255-255-255 vce-faq-group-title-color--b-51-51-51\" data-vce-do-apply=\"all el-236e71a3\" data-vce-faq-group-auto-close=\"true\"><div class=\"vce-faq-group\" role=\"tablist\"><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-236e71a3-0\" aria-controls=\"panel-236e71a3-0\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Are pets allowed in the apartments?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-236e71a3-0\" aria-labelledby=\"tab-236e71a3-0\" aria-hidden=\"true\"><p>Well behaved dogs, cats or caged birds are welcome in all our apartments. However, to ensure the privacy and comfort of other Owners, we simply ask that prior permission is obtained in writing from the Lodge Manager. Find out more about keeping pets in your retirement home here.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-236e71a3-1\" aria-controls=\"panel-236e71a3-1\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Can I smoke in my apartment?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-236e71a3-1\" aria-labelledby=\"tab-236e71a3-1\" aria-hidden=\"true\"><p>Yes, you can smoke in your apartment but, in order to comply with the current regulations and for the comfort of the other Owners, not in any of the internal communal areas.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-236e71a3-2\" aria-controls=\"panel-236e71a3-2\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Is there car parking?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-236e71a3-2\" aria-labelledby=\"tab-236e71a3-2\" aria-hidden=\"true\"><p>As with most retirement developments, car ownership declines soon after many Owners move in. Often two car families reduce to one car and, with close proximity to shops and amenities, car ownership is less necessary. Unreserved marked parking bays for Owners are provided at all of our Lodges. All of our car parks are free for Owners.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-236e71a3-3\" aria-controls=\"panel-236e71a3-3\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Can I have family (including children) and friends stay in my apartment?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-236e71a3-3\" aria-labelledby=\"tab-236e71a3-3\" aria-hidden=\"true\"><p>Of course. Your apartment is your home and you can have whomever you like to come and stay.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-236e71a3-4\" aria-controls=\"panel-236e71a3-4\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Can I have Sky TV and broadband in my apartment?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-236e71a3-4\" aria-labelledby=\"tab-236e71a3-4\" aria-hidden=\"true\"><p>Yes, but on some developments you would have to cover the cost of installation yourself, and all such installations will be connected to a communal dish. The majority of developments are Sky enabled.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-236e71a3-5\" aria-controls=\"panel-236e71a3-5\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Is there a garden?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-236e71a3-5\" aria-labelledby=\"tab-236e71a3-5\" aria-hidden=\"true\"><p>All our Lodges have landscaped gardens that are easily accessible for all of our Owners. Our management company constantly maintains the gardens to ensure they are always looking their best.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-236e71a3-6\" aria-controls=\"panel-236e71a3-6\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Can I talk to someone who already lives in the apartments?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-236e71a3-6\" aria-labelledby=\"tab-236e71a3-6\" aria-hidden=\"true\"><p>Please do. We think it is very important that you are able to hear from our Owners what it is like living in a Churchill Retirement apartment.<\/p>\n<p>To talk to someone who lives in the development of your choice, simply let the Sales Executive know and he or she will arrange everything for you.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-236e71a3-7\" aria-controls=\"panel-236e71a3-7\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Can I have a washing machine in my apartment?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-236e71a3-7\" aria-labelledby=\"tab-236e71a3-7\" aria-hidden=\"true\"><p>Most of our Lodges now have a fitted washer\/dryer in the kitchen as standard. Some of our developments have separate laundry rooms, so in this case you can certainly have one fitted if you wish.<\/p>\n<p>Most of our Lodges now have a fitted washer\/dryer in the kitchen as standard. Some of our developments have separate laundry rooms, so in this case you can certainly have one fitted if you wish.<\/p><\/div><\/div><\/div><\/div><div class=\"vce-text-block xlm-top\" id=\"independence\"><div class=\"vce-text-block-wrapper vce\" id=\"el-4ca4d5d5\" data-vce-do-apply=\"all el-4ca4d5d5\"><h2>Independence<\/h2><\/div><\/div><div id=\"el-c954df1e\" class=\"vce vce-faq-group-container vce-faq-group-fill-color--b-255-255-255 vce-faq-group-fill-hover-color--b-255-255-255 vce-faq-group-border-color--ba-0-0-0-0 vce-faq-group-border-hover-color--empty vce-faq-group-shape--square vce-faq-group-icon-color--b-130-16-24 vce-faq-group-icon-hover-color--b-255-255-255 vce-faq-group-title-color--b-51-51-51\" data-vce-do-apply=\"all el-c954df1e\" data-vce-faq-group-auto-close=\"true\"><div class=\"vce-faq-group\" role=\"tablist\"><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-c954df1e-0\" aria-controls=\"panel-c954df1e-0\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Do I have my own front door?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-c954df1e-0\" aria-labelledby=\"tab-c954df1e-0\" aria-hidden=\"true\"><p>Yes. Just as in any non-retirement apartment block you will have keys to the block itself and keys to your own apartment.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-c954df1e-1\" aria-controls=\"panel-c954df1e-1\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Can I decorate and furnish the apartment as I choose?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-c954df1e-1\" aria-labelledby=\"tab-c954df1e-1\" aria-hidden=\"true\"><p>Of course - it is your own private apartment, and you can do with it as you wish, subject to the terms of your lease. In all cases, it is advised to obtain approval from the Lodge Manager who is always on hand to guide you with any ideas you may have to ensure the safety and integrity of your apartment.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-c954df1e-2\" aria-controls=\"panel-c954df1e-2\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Does anyone else have keys to my apartment?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-c954df1e-2\" aria-labelledby=\"tab-c954df1e-2\" aria-hidden=\"true\"><p>The only person who has a set of keys is the Lodge Manager so that they can get into your apartment in an emergency.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-c954df1e-3\" aria-controls=\"panel-c954df1e-3\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Do you provide cleaning services?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-c954df1e-3\" aria-labelledby=\"tab-c954df1e-3\" aria-hidden=\"true\"><p>We ensure all communal areas are kept clean and tidy. We do not provide cleaning for your personal apartment but our Lodge Manager will be able to help you find suitable cleaners if you desire.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-c954df1e-4\" aria-controls=\"panel-c954df1e-4\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Is there a Guest Suite available?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-c954df1e-4\" aria-labelledby=\"tab-c954df1e-4\" aria-hidden=\"true\"><p>Yes, each of our Lodges has a Guest Suite which Owners can book for any friends or family. This is one of the main reasons many Owners decide to purchase a one bedroom apartment, rather than a two bedroom apartment. Owners can of course have family and friends to stay in their own apartment whenever they like. They can also book the Guest Suite in any other Churchill development throughout the UK.<\/p><\/div><\/div><\/div><\/div><div class=\"vce-text-block xlm-top\" id=\"safety\"><div class=\"vce-text-block-wrapper vce\" id=\"el-1fd740b1\" data-vce-do-apply=\"all el-1fd740b1\"><h2>Safety<\/h2><\/div><\/div><div id=\"el-ba65a54c\" class=\"vce vce-faq-group-container vce-faq-group-fill-color--b-255-255-255 vce-faq-group-fill-hover-color--b-255-255-255 vce-faq-group-border-color--ba-0-0-0-0 vce-faq-group-border-hover-color--empty vce-faq-group-shape--square vce-faq-group-icon-color--b-130-16-24 vce-faq-group-icon-hover-color--b-255-255-255 vce-faq-group-title-color--b-51-51-51\" data-vce-do-apply=\"all el-ba65a54c\" data-vce-faq-group-auto-close=\"true\"><div class=\"vce-faq-group\" role=\"tablist\"><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-ba65a54c-0\" aria-controls=\"panel-ba65a54c-0\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">What safety and security features are there in a Churchill apartment?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-ba65a54c-0\" aria-labelledby=\"tab-ba65a54c-0\" aria-hidden=\"true\"><ul><li>A camera entry system is installed and can be operated from your apartment.<\/li><li>An intruder alarm is fitted to the front door of every apartment, and apartments on the ground floor also have sensors fitted.<\/li><li>Smoke detection systems are fitted in all apartments and throughout the communal areas in the development.<\/li><li>A 24 hour support system, for added peace of mind.<\/li><\/ul><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-ba65a54c-1\" aria-controls=\"panel-ba65a54c-1\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Can I add my own additional safety features?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-ba65a54c-1\" aria-labelledby=\"tab-ba65a54c-1\" aria-hidden=\"true\"><p>Yes, as long as they do not interfere with the integral system of the Lodge. If you choose to install additional features you will have to cover the cost of these and their installation.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-ba65a54c-2\" aria-controls=\"panel-ba65a54c-2\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Do you provide medical support or general care?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-ba65a54c-2\" aria-labelledby=\"tab-ba65a54c-2\" aria-hidden=\"true\"><p>We do not provide on-site care but a 24 hour emergency call alarm system is provided via a discreet personal pendant alarm and bathroom call point. In an emergency, this system provides direct contact to either your Lodge Manager, or a member of the careline team 24 hours a day, 365 days per year. If you require care visits, you can arrange these in much the same way as you would in your current property.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-ba65a54c-3\" aria-controls=\"panel-ba65a54c-3\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Has Churchill signed the letter pledging to fix any life-critical safety issues found on tall buildings (over 11m)?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-ba65a54c-3\" aria-labelledby=\"tab-ba65a54c-3\" aria-hidden=\"true\"><p>Yes.<\/p>\n<p>Nearly all Churchill developments are low-rise, built with conventional brick walls and tiled roofing, and none have dangerous cladding, however there are a small number which are above 11m tall and therefore we are required to sign the contract. The contract requires us to provide the Government with evidence as to the safety of these buildings, which we are happy to do. Because Churchill remains on-site to actively manage and maintain our developments throughout their lifespan we are regularly checking all aspects of building safety and will share the required information with the Government to give assurance on their safety status. If you require any further information please contact your Lodge Manager or Sales Executive in the first instance.<\/p><\/div><\/div><\/div><\/div><div class=\"vce-text-block xlm-top\" id=\"security\"><div class=\"vce-text-block-wrapper vce\" id=\"el-fa1a8347\" data-vce-do-apply=\"all el-fa1a8347\"><h2>Security<\/h2><\/div><\/div><div id=\"el-b5c7a9e6\" class=\"vce vce-faq-group-container vce-faq-group-fill-color--b-255-255-255 vce-faq-group-fill-hover-color--b-255-255-255 vce-faq-group-border-color--ba-0-0-0-0 vce-faq-group-border-hover-color--empty vce-faq-group-shape--square vce-faq-group-icon-color--b-130-16-24 vce-faq-group-icon-hover-color--b-255-255-255 vce-faq-group-title-color--b-51-51-51\" data-vce-do-apply=\"all el-b5c7a9e6\" data-vce-faq-group-auto-close=\"true\"><div class=\"vce-faq-group\" role=\"tablist\"><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-b5c7a9e6-0\" aria-controls=\"panel-b5c7a9e6-0\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">What security features are there in a Churchill apartment?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-b5c7a9e6-0\" aria-labelledby=\"tab-b5c7a9e6-0\" aria-hidden=\"true\"><h3 class=\"x1-25\">Camera entry system<\/h3><p>A camera entry system is installed and can be operated via a standard TV set from your apartment.<\/p><p>&nbsp;<\/p><h3 class=\"x1-25\">Intruder alarm<\/h3><p>An intruder alarm is fitted to the front door of every apartment. Apartments on the ground floor have sensors fitted throughout the apartment.<\/p><p>&nbsp;<\/p><h3 class=\"x1-25\"><strong>Detection system<\/strong><\/h3><p>Sophisticated fire and smoke detection systems are fitted in all apartments and throughout the communal areas in the development.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-b5c7a9e6-1\" aria-controls=\"panel-b5c7a9e6-1\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Can I add my own security features?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-b5c7a9e6-1\" aria-labelledby=\"tab-b5c7a9e6-1\" aria-hidden=\"true\"><p>We don\u2019t believe you will need to but you can as long as they do not interfere with the integral security systems of the Lodge. If you choose to install additional security features you will have to cover the cost of these and their installation.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-b5c7a9e6-2\" aria-controls=\"panel-b5c7a9e6-2\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Is there a 'warden' at the development?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-b5c7a9e6-2\" aria-labelledby=\"tab-b5c7a9e6-2\" aria-hidden=\"true\"><p>There is a Lodge Manager at every development. You'll find them a great help, from answering day to day queries, to keeping an eye on your apartment if you go away.<\/p><\/div><\/div><\/div><\/div><div class=\"vce-text-block xlm-top\" id=\"about-the-company\"><div class=\"vce-text-block-wrapper vce\" id=\"el-59f37c16\" data-vce-do-apply=\"all el-59f37c16\"><h2>About the company<\/h2><\/div><\/div><div id=\"el-bc1b12b0\" class=\"vce vce-faq-group-container vce-faq-group-fill-color--b-255-255-255 vce-faq-group-fill-hover-color--b-255-255-255 vce-faq-group-border-color--ba-0-0-0-0 vce-faq-group-border-hover-color--empty vce-faq-group-shape--square vce-faq-group-icon-color--b-130-16-24 vce-faq-group-icon-hover-color--b-255-255-255 vce-faq-group-title-color--b-51-51-51\" data-vce-do-apply=\"all el-bc1b12b0\" data-vce-faq-group-auto-close=\"true\"><div class=\"vce-faq-group\" role=\"tablist\"><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-bc1b12b0-0\" aria-controls=\"panel-bc1b12b0-0\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Can you tell me more about Churchill Retirement Living?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-bc1b12b0-0\" aria-labelledby=\"tab-bc1b12b0-0\" aria-hidden=\"true\"><p>We have included a full background to the Company in our Corporate Information section. Please click here to read all about Churchill Retirement Living, how we began, what we believe in and the awards we have won.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-bc1b12b0-1\" aria-controls=\"panel-bc1b12b0-1\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Who runs the company?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-bc1b12b0-1\" aria-labelledby=\"tab-bc1b12b0-1\" aria-hidden=\"true\"><p>Churchill Retirement Living is independently owned by the McCarthy family, so heritage, passion, pride and family values are embedded throughout the company.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-bc1b12b0-2\" aria-controls=\"panel-bc1b12b0-2\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Is Churchill Retirement Living registered with the NHBC?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-bc1b12b0-2\" aria-labelledby=\"tab-bc1b12b0-2\" aria-hidden=\"true\"><p>Churchill Retirement Living is a registered builder with the National House-Building Council (NHBC). Every Churchill apartment has a 10 year NHBC build mark warranty. Individual Sales Executives will be delighted to give you full details.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-bc1b12b0-3\" aria-controls=\"panel-bc1b12b0-3\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Can I speak to someone about the company?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-bc1b12b0-3\" aria-labelledby=\"tab-bc1b12b0-3\" aria-hidden=\"true\"><p>If you would like to find out more about the Company than is provided on the website, please call 0800 077 3425 or contact us through another route and we will be delighted to answer any of your questions.<\/p><\/div><\/div><\/div><\/div><div class=\"vce-text-block xlm-top\" id=\"retirement-info\"><div class=\"vce-text-block-wrapper vce\" id=\"el-46d6ea61\" data-vce-do-apply=\"all el-46d6ea61\"><h2>General retirement information<\/h2><\/div><\/div><div id=\"el-88afff71\" class=\"vce vce-faq-group-container vce-faq-group-fill-color--b-255-255-255 vce-faq-group-fill-hover-color--b-255-255-255 vce-faq-group-border-color--ba-0-0-0-0 vce-faq-group-border-hover-color--empty vce-faq-group-shape--square vce-faq-group-icon-color--b-130-16-24 vce-faq-group-icon-hover-color--b-255-255-255 vce-faq-group-title-color--b-51-51-51\" data-vce-do-apply=\"all el-88afff71\" data-vce-faq-group-auto-close=\"true\"><div class=\"vce-faq-group\" role=\"tablist\"><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-88afff71-0\" aria-controls=\"panel-88afff71-0\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">When can I legally retire?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-88afff71-0\" aria-labelledby=\"tab-88afff71-0\" aria-hidden=\"true\"><ul>\n<li>For men born before 6 December 1953, the current State Pension age is 65.<\/li>\n<li>For women, the current State Pension age increased from 60 to 65 from April 2010.<\/li>\n<li>This affects women born on or after 6 April 1950.<\/li>\n<\/ul>\n<p>You cannot claim the State Pension until you reach this age but can retire if you have a personal or company pension scheme.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-88afff71-1\" aria-controls=\"panel-88afff71-1\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">What is the retirement age for women?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-88afff71-1\" aria-labelledby=\"tab-88afff71-1\" aria-hidden=\"true\"><p>For women, the current State Pension age increased from 60 to 65 in April 2010. This means that women born on or after 6 April 1950 cannot retire until they are 65.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-88afff71-2\" aria-controls=\"panel-88afff71-2\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">How will the retirement age change in the next 5 years?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-88afff71-2\" aria-labelledby=\"tab-88afff71-2\" aria-hidden=\"true\"><p>For men born before 6 December 1953, the current State Pension age is 65.<\/p>\n<p>For women, the current State Pension age increased from 60 to 65 from April 2010. This affects women born on or after 6 April 1950<\/p>\n<p>From December 2018 the State Pension age for both men and women will start to increase to reach 66 in October 2020.<\/p>\n<p>The current law already provides for the State Pension age for both men and women to increase to:<\/p>\n<ul>\n<li>67 between 2034 and 2036<\/li>\n<li>68 between 2044 and 2046<\/li>\n<\/ul><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-88afff71-3\" aria-controls=\"panel-88afff71-3\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">What is the statutory retirement age in the UK?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-88afff71-3\" aria-labelledby=\"tab-88afff71-3\" aria-hidden=\"true\"><p>State Pension age, or statutory retirement age, in the UK is not the same as retirement age. Retirement age is when you choose to retire and you can still work after you have reached State Pension age.<\/p><p>When you reach State Pension age, the Government gives you a number of options. You can either:<\/p><ul><li>stop working and get your State Pension<\/li><li>carry on working and get your State Pension as well<\/li><li>carry on working and put off claiming your State Pension<\/li><\/ul><p>If you put off claiming your State Pension, you may be able to get extra State Pension or a lump-sum payment when you do claim it.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-88afff71-4\" aria-controls=\"panel-88afff71-4\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">What is the basic state pension?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-88afff71-4\" aria-labelledby=\"tab-88afff71-4\" aria-hidden=\"true\"><p>The full new State Pension is&nbsp;<strong>\u00a3159.55 per week<\/strong>. The actual amount you get depends on your National Insurance record. The only reasons the amount can be higher are:<\/p><ul><li>If you have over a certain amount of Additional State Pension<\/li><li>You defer (delay) taking your State Pension<\/li><\/ul><p>You can still get a State Pension if you have other income like a personal pension or a workplace pension.<\/p><p>You might have to pay tax on your State Pension.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-88afff71-5\" aria-controls=\"panel-88afff71-5\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">How can I calculate my pension entitlement? Do you have a pension calculator?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-88afff71-5\" aria-labelledby=\"tab-88afff71-5\" aria-hidden=\"true\"><p>You have to tell the Department of Work and Pensions that you have retired and that you wish to claim your State Pension.<\/p><p>You can contact the Pensions Service at the Department of Work and Pensions on 08456 060 265 or go to&nbsp;<a href=\"https:\/\/www.dwp.gov.uk\/\" target=\"_blank\" rel=\"noopener\">www.direct.gov.uk<\/a>. You can also find a pension calculator on the website that may help you to calculate your pension entitlement.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-88afff71-6\" aria-controls=\"panel-88afff71-6\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">How do I contact the Department of Work and Pensions?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-88afff71-6\" aria-labelledby=\"tab-88afff71-6\" aria-hidden=\"true\"><p>You can contact the Pensions Service at the Department of Work and Pensions on 08456 060 265 or go to&nbsp;<a href=\"http:\/\/www.dwp.gov.uk\/\" target=\"_blank\" rel=\"noopener\">www.direct.gov.uk<\/a><\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-88afff71-7\" aria-controls=\"panel-88afff71-7\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Are there any specific website or magazines for retired people?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-88afff71-7\" aria-labelledby=\"tab-88afff71-7\" aria-hidden=\"true\"><div class=\"vce-faq-toggle vce-faq-toggle-color--fff vce-faq-toggle-shape-color--b-130-16-24 vce-faq-toggle-shape--rounded vce-faq-toggle-hover-color--e6e6e6 vce-faq-toggle-shape-hover-color--b-0-0-0\"><div id=\"el-8f144059\" class=\"vce-faq-toggle-wrapper vce\" data-vce-do-apply=\"margin padding border background  el-8f144059\"><div class=\"vce-faq-toggle-inner\"><div id=\"faqToggle-8f144059\" class=\"vce-faq-toggle-text-block\" role=\"region\"><p>There are now lots of magazines and websites aimed at those in their retirement. The magazines are available at most large newsagents and the websites can be found through internet searches.&nbsp;<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vce-text-block xlm-top\" id=\"ground-rent\"><div class=\"vce-text-block-wrapper vce\" id=\"el-a01ab625\" data-vce-do-apply=\"all el-a01ab625\"><h2>Ground rent<\/h2><\/div><\/div><div id=\"el-44b5d4d8\" class=\"vce vce-faq-group-container xlm-bot vce-faq-group-fill-color--b-255-255-255 vce-faq-group-fill-hover-color--b-255-255-255 vce-faq-group-border-color--ba-0-0-0-0 vce-faq-group-border-hover-color--empty vce-faq-group-shape--square vce-faq-group-icon-color--b-130-16-24 vce-faq-group-icon-hover-color--b-255-255-255 vce-faq-group-title-color--b-51-51-51\" data-vce-do-apply=\"all el-44b5d4d8\" data-vce-faq-group-auto-close=\"true\"><div class=\"vce-faq-group\" role=\"tablist\"><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-44b5d4d8-0\" aria-controls=\"panel-44b5d4d8-0\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Will I have to pay ground rent, and what is it for?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-44b5d4d8-0\" aria-labelledby=\"tab-44b5d4d8-0\" aria-hidden=\"true\"><p>Where permitted under current legislation, ground round rent levels will vary according to the specific development so you should check with your sales adviser if a ground rent is charged and how much it is. In general, Churchill properties, like most other retirement properties, have had a ground rent charge which is used to fund the extensive communal areas that are an essential part of the development and are there for you to share with other apartment Owners.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-44b5d4d8-1\" aria-controls=\"panel-44b5d4d8-1\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">Why is the ground rent higher for Churchill than for some other types of apartments?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-44b5d4d8-1\" aria-labelledby=\"tab-44b5d4d8-1\" aria-hidden=\"true\"><p>Apartment developers do not normally provide Owners\u2019 Lounges, Guest Suites, Wellbeing Suites, or the range of other facilities on offer at Churchill Retirement Living developments. The higher ground rent helps to pay for the provision of this space, which could otherwise be sold as apartments.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-44b5d4d8-2\" aria-controls=\"panel-44b5d4d8-2\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">How often is ground rent reviewed?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-44b5d4d8-2\" aria-labelledby=\"tab-44b5d4d8-2\" aria-hidden=\"true\"><p>For all developments released for sale prior to March 2020, the lease provides for a ground rent review after seven years and a review every seven years thereafter. Ground rent reviews are calculated in line with the Retail Prices Index (RPI).<\/p>\n<p>For all developments released for sale from March 2020 onwards, the lease provides for a ground rent review after every 10 years. Ground rent reviews on these developments are also calculated with reference to the Retail Prices Index (RPI), with the annual increase being no less than 2% and no more than 5% per year.<\/p><\/div><\/div><div class=\"vce-faq-group-item\"><div class=\"vce-faq-group-item-heading\" role=\"tab\" id=\"tab-44b5d4d8-3\" aria-controls=\"panel-44b5d4d8-3\" aria-expanded=\"false\" aria-selected=\"false\"><h3 class=\"vce-faq-group-item-heading-title\">How often is ground rent collected?<\/h3><div class=\"vce-faq-group-item-icon\"><\/div><\/div><div class=\"vce-faq-group-item-content\" role=\"tabpanel\" id=\"panel-44b5d4d8-3\" aria-labelledby=\"tab-44b5d4d8-3\" aria-hidden=\"true\"><p>Where it applies, the ground rent is collected twice a year, at the same time as the service charge.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Jump to sectionRetirement Living ExplainedManagement &amp; Service ChargesBuying &amp; SellingLiving in a Retirement Appt.IndependenceSafetySecurityAbout the&nbsp;CompanyRetirement InformationGround RentCan&#8217;t find what you are looking for? If you have retirement questions to ask that are not in this section, then please feel free to contact us and we&#8217;ll try to answer as quickly as possible.Explain retirement living in<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":16593,"menu_order":10,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>FAQs | Churchill Retirement Living<\/title>\n<meta name=\"description\" content=\"Read answers for our most frequently asked retirement questions regarding Churchill and our retirement living apartments.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" 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